Flexible Financing Options from Dr HVAC
Whether it’s a new furnace, air conditioner, heat pump, ductless air conditioner, boiler or water heater our financing options are designed to fit your budget.
Why Finance with Dr HVAC?
Dr HVAC is proud to offer flexible financing solutions to make home comfort more affordable.
- Fast Application: Apply online in just a few minutes.
- Flexible Plans: Choose from biweekly or monthly payments.
- No Early Penalty: Pay off your loan whenever you like, with no penalties
How Financing Works
Quick Online Application
With our partner FinanceIT, applying for financing is fast and easy. You can complete the application from home or even on your phone. Most applicants get pre-approved instantly.
Flexible Payment Plans
We offer a range of payment plans, allowing you to choose what works best for you. Finance everything we sell—from furnaces and heat pumps to air conditioners and water heaters.
Stress-Free Ownership
Enjoy the comfort of your new HVAC system with manageable payments and no surprise costs. Our financing helps you spread the cost over time so you can focus on comfort without the financial stress.
Benefits of Financing
- Up to $100,000 in Financing: Get the flexibility you need for big purchases.
- Reliable Service: Our certified team ensures top-quality installation and maintenance.
- Transparent and Convenient: View your loan details anytime and set up automatic payments for peace of mind.
Take Action Today!
Ready to make your home more comfortable? Applying for financing takes just a few minutes, and you could be on your way to enjoying the benefits of a new HVAC system without the upfront cost.
Transparent Process with No Surprises
We walk you through all the options and highlight the advantages of each. You’ll have all the information you need to make the right decision for your budget. Start your AC, Furnace, Heat Pump financing with the information you need to make a confident decision.
We also accept all major forms of payment, including Visa and MasterCard.
Furnace Financing
If you are in need of just a furnace replacement, there are plenty of programs for you as well. Many of the mentioned financing options, such as a no-interest financing program, apply to a brand new heating furnace installment as well.
We are happy to partner with top-quality home heating brands such as Trane, Bryant, RunTru and Goodman.
Air Conditioning Financing
The same goes for your home cooling system- There is an HVAC financing program for you! Avoid the massive upfront payment that weighs on your bank account. You should be able to install an air conditioning system no matter your credit history. These are just a few reasons why brands offer financing on your cooling system.
A Trane heating and cooling system, RunTru, Bryant, or Goodman all qualify for many home HVAC financing offers. There are even offers for ductless systems like those Trane and Daikin offer.

Let’s Talk HVAC Financing Options
A new home HVAC system is closer than you think. The expert team at Dr. HVAC won’t just handle your furnace installation. We’ll help you find the new system that will work best for you, what your budget can offer as a down payment, and what you need from your heating and cooling systems. Give us a call to discuss further details and we’ll help your find the right home HVAC system today.